Monday, August 17, 2009

Privacy Policy

This website/blog uses third-party advertising companies to serve ads when visiting this site. These third parties may collect and use information (but not your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, you can visit Google's Advertising and Privacy page.

If you wish to opt out of Advertising companies tracking and tailoring advertisements to your surfing patterns you may do so at Network Advertising Initiative.

Google uses the Doubleclick DART cookie to serve ads across it's Adsense network and you can get further information regarding the DART cookie at Doubleclick as well as opt out options at Google's Privacy Center

Privacy

I respect your privacy and I am committed to safeguarding your privacy while online at this site. The following discloses how I gather and disseminate information for this Blog.

RSS Feeds and Email Updates

If a user wishes to subscribe to my RSS Feeds or Email Updates (powered by Feedburner), I ask for contact information such as name and email address. Users may opt-out of these communications at any time. Your personal information will never be sold or given to a third party. (You will never be spammed by me - ever)

Log Files and Stats

Like most blogging platforms I use log files, in this case Statcounter. This stores information such as internet protocol (IP) addresses, browser type, internet service provider (ISP), referring, exit and visited pages, platform used, date/time stamp, track user’s movement in the whole, and gather broad demographic information for aggregate use. IP addresses etc. are not linked to personally identifiable information.

Cookies

A cookie is a piece of data stored on the user’s computer tied to information about the user. This blog doesn't use cookies. However, some of my business partners use cookies on this site (for example - advertisers). I can't access or control these cookies once the advertisers have set them.

Links

This Blog contains links to other sites. Please be aware that I am not responsible for the privacy practices of these other sites. I suggest my users to be aware of this when they leave this blog and to read the privacy statements of each and every site that collects personally identifiable information. This privacy statement applies solely to information collected by this Blog.

Advertisers

I use outside ad companies to display ads on this blog. These ads may contain cookies and are collected by the advertising companies and I do not have access to this information. I work with the following advertising companies: Google Adsense. Please check the advertisers websites for respective privacy policies.

Saturday, August 15, 2009

High Interest Rate Savings Account

Are you looking for a high interest rate savings account? With the stock market and real estate in turmoil, you might have considered other options to invest your money. How about putting your money in a high interest rate online savings account? These high interest rate savings accounts not only give you better than average interest, but they are also guaranteed by the FDIC. Online savings accounts are similar to traditional savings accounts in nearly every way except there’s no physical building for you to go to make your deposits and withdrawals. Instead everything is done online. The reason for this is in order for the bank to give you such a high interest they have to cut costs somewhere else. By not having a physical banking center, they save costs on staffing, utilities, rent, and other fees associated with having an anchor store.

To find the highest interest rate savings accounts, you can go to savings account comparison website. These types of website help you compare several online savings accounts using different criteria. You can search for high interest rate savings account according to the highest interest, the lowest minimum deposit, or one with no fees. The best savings account would be one that has all of those qualities just mentioned.

Be sure the high interest rate savings accounts are FDIC insured. To do this, go to the FDIC website and find the bank that is offering the high interest account. If you deposit your money in an account that is not FDIC insured, you run the risk of loosing your money. If the bank goes out of business one day, then you would have little recourse to recover your money. With FDIC insurance, if the bank does go out of business, then FDIC will give back to you the amount of your deposit up to $250K.

When you’ve found the high interest rate savings account that suits you, go to that bank’s website and sign up and deposit your money. The great thing about high interest rate savings accounts is that you can link it to your checking account or other savings accounts. Transferring money into the account is usually free and you are allowed six free transfers out of your account every month. With your money in a high interest rate savings account, you’ll be growing your wealth exponentially faster.